How we Differentiate - Card Instant Issuance

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How we Differentiate

Concept

Experience  

We draw our experience from dealing more than 10 years with instant issuance applications and implementations.
We designed our first instant issuance application fourteen (14) years back, in 2000.
In 2003 with CubeIQ establishment we started to design a new generation of instant issuance infrastructure.

New infrastructure is fully modular and could accommodate any instant issuance customer requirements.
First instant issuance release with the new design in 2004 with the first customer implementation in the same year.
First EMV instant issuance release in 2009 with the first EMV customer implementation in the same year.
Product maturity with more than ten (10) years of evolution and upgrade.
Constant upgrade policy.
Customization available whenever required.

Card Types Supported
We are not a card manufucturer thefore we are not biased to a specific card brand.
We are card brand vendor neutral.
We can develop any card brand/type driver based on manufacturer specification within 6 weeks.
We are suporting more than 50 card drivers, SDA, DDA and CDA from the most popular brands including:
    Gemalto, Oberture, AustriaCard, G&D, FutureCard, Kona  .....

Card Perso Machines Types Supported
We are not a card perso machine manufucturer thefore we are not biased to a specific card perso machine brand.
We are card perso machine brand vendor neutral.
We support a permanent card personalization machines certification program.
We are suporting more than 30 card perso machines types from the most popular brands including:
    HIDGlobal, CIM, Matica System and more

Functionality and Technology
Integrated file manipulation and management functionality.
Integrated EMV Data preparation functionality.
Integrated SSL gateway functionality.
Integrated ISO8583 server
Interfacing capability to third party systems though

File exchange.
Transactional req/res with various message protocols.
Web services (XML).

Integrated card issuance (generation of card data) functionality when a card management system is not availanle.
PIN creation (selection of initial PIN).
PIN selection (change of initial PIN to the desired value).
Card Electronic Inventory per brand (VI, MC, AMEX, JCB) / BIN / sub-BIN / card product / card sub-product.
Different card drivers operation in the same installation.
Automated detection of card type to be personalized.
Different card perso machine operation in the same installation.

Compliance

Compliance with PCI latest regulations.
Compliance with EMV latest specifications.
Compliance with VISA & MasterCard PIN security guidelines.
Compliance with VISA instant issuance guidelines.

 
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